When a Change in Health Prompts a Change in Your Will

An estimated 50% of us have a will or trust!  This is not good news!

Most people have not yet comprehended (or accepted) that dying without a will is a very costly mistake that will negatively impact all you leave behind.  It’s not just about the hassles and frustrations your heirs will go through potentially for years, but the expenses involved.  Ultimately, the state you live in will make decisions regarding your estate that will not distribute it the way you would have chosen.  In a nutshell, get it done now and leave a legacy of respect, instead of resentment.

For those who do have a will, it is important to consider any changes in mental and physical health, as these could greatly impact the outcome of someone’s wishes.  For example, let’s say mom’s healthcare power of attorney states that dad makes all decisions for mom in the event she is incapacitated, vegetative state, etc.  Suddenly dad is exhibiting odd behavior and is diagnosed with Alzheimer’s, which is progressing rapidly.  Can he now make sound decisions for mom?  Or, mom may not think about these details and this is the time for the children to talk with her about it.

So many Boomer children don’t know how to talk with their parents about these delicate issues, so permit me to offer some very sound advice.  It has to be done; it has to be discussed, as painful as it is.  If left “under the carpet,” no answers will be available to you should they become infirm or die.  Get the answers now, and do so with love and compassion.

Here’s one example: “Mom, we were thinking about yours and dad’s situation.  Now that dad is showing a decline in health, new decisions have to be made and documented so your wishes are fulfilled the way you would like them to be.  Dad is no longer capable of understanding complex issues, and you will need to choose a new healthcare power of attorney, so we can ensure the correct decisions will be made.  Can you please give this some thought?  Can we make an appointment with your attorney to have this changed soon?

This one example really gets you thinking.  Anytime there is a significant change in your life or a parent’s life, consider discussing with an elder law or estate planning attorney.  Being proactive isn’t always easy or pleasant, but it can head off gut-wrenching issues that will occur at some point, especially if you have elderly loved ones.  Making sound decisions in the midst of crisis is not the optimal time to think clearly.

Lead with love, and start communicating while you can!

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

The Yard Sale

Funny how the simplest things often have the biggest impact in our lives.  I was only five years old, but I remember it well.  Dad told mom he wanted to hit some of the yard sales in the neighborhood.  She just rolled her eyes because she did not share in his enthusiasm for “buying other people’s junk.”  Dad, however, always felt there could be hidden treasure out there.  To him, that treasure might be finding a good rake for $2.

Dad turned to the little me and asked, “Want to go, Jul?”  I was only too happy to go on an adventure with him.  As small as I was, there was something appealing about how dad described yard sales.  I ran to my room where I promptly raided the pink piggy bank of the $3. it contained, mostly in coins.  Instinctively, I somehow knew the drill.

Mom was right about many of the sales; a lot of it looked like junk.  So dad and I continued walking through the large neighborhood, hand in hand, in hopes of bringing home a keeper.

As we headed up a long driveway, I caught a glimpse of it in the sunshine — the prettiest owl I had ever seen.  You would have thought I had found my pot of gold at the end of the rainbow and my eyes remained focused on that owl until it landed in my little hands for me to study.  I turned it over and dad told me it said it was made in Mexico … a pottery owl made in Mexico.  Wow!  I had to have it.  The masking tape sticker said $1.

Dad tried to talk me out of it because $1 was a lot of money in 1967.  But my stubborn streak had already made itself known and he gave in to the Mexican owl.  He taught me how to negotiate with the owner, but she must have liked the owl too, for she refused to come down from the dollar.  It was okay because I really wanted it.  Believe it or not, I still have the memory of handing that lady the money and her handing me the coveted owl.  Mom never said a word about my owl, but probably thought dad had just created a yard sale monster.

I still have that owl in my kitchen and yes, I still love it.   OLYMPUS DIGITAL CAMERA

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It’s no longer the aesthetic value that holds my heart, but what the owl represents.  Little did I know then, that my life would be dedicated to the understanding and handling of personal property and the many issues that come with it — how to sell it, what it’s worth, what should be kept, donated and thrown away, etc.  I had no inkling that I would eventually become The Estate Lady®.  Looking back, I can see clearly how that one special day with dad helped shape a little girl.

Just as my father’s dementia was getting really bad, I recounted this story for him and handed him the owl as he sat at my kitchen table.  I told him he was the one who sent me on this journey when I was only 5 years old and that he lead me to my purpose.  Dad studied the owl and ran his fingers along the edge.  He turned it over to reveal the word “Mexico.”  Suddenly, his face lit up as he recognized it from long time ago.  I saw his eyes tear up and he asked me how long it had been since that day at the yard sale.

“Forty-five years, Dad.  It’s been 45 years since then.”

As dad continued to reflect on the owl and that memory we both managed to preserve, he simply said, “Where did the time go, dear?  It goes so fast.”

Dad died shortly thereafter.  Even with dementia, we shared a powerful memory when all else was lost.  Now the owl is even more precious to me!

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

The Violin

The unexpected grandeur was almost more than I could handle.  I have never felt my spirit soar quite like this, having explored the entire interior of Alaska this month.  Being in the midst of such untouched beauty is exactly what the doctor ordered to renew my soul after losing so much personally last year.

Part of the trip was a luxury cruise, and like most cruises, one has a tendency to get a bit lazy eating way too much.  It did not surprise me that my teenage daughter went in one direction, and hubby and I went in another.  There was a small lounge on our way back to the cabin that had hourly entertainment, and it was there that my ears instantly lead me to, almost as if I had to go listen.  From a distance I could hear the delicate but soulful draw of the bow against the violin, an instrument I have always had an affection for.  In the wrong hands, this instrument can make your head hurt and create cringes as powerful as nails on a chalkboard.  In the right hands, it will bring the listener to tears.

The group was originally from the Philippines, with one on the violin and another on classical guitar.  What drew me to their sound was the perfection of what I heard, and “perfection” is not a word I use easily.  Having studied classical music for most of my childhood and adolescence, I knew a pro when I heard them.  The violin is a temperamental instrument, so when you found someone who could make it sing, it was always worth listening.

During their short break, the violin sat by itself on the polished black baby grand.  Alone, it was a pretty thing, but it was just an inanimate object that sat there waiting for its owner.  It was powerless without him.  The gentleman dressed in black returned, picked up the violin, and nestled it under his chin, drawing his bow in preparation to play.

From the moment that bow met with the strings, I knew that this wooden instrument was more a part of him than his own arm.  He had clearly dedicated his life to the pursuit of beautiful music and had a love affair with this violin, rarely seen.  It was not a matter of commanding the violin to do what he wanted; it was a matter of letting his spirit invade it and the two becoming one.  He played classics from all eras, including some easy listening, some classical, some love songs.  My eyes never left his upper torso, witnessing how much love he had for the sound they created together, and how his body moved with the violin, bringing it to life.  The violin was only too happy to perform.

Corny as it sounds, when he started playing Somewhere Over the Rainbow, I just lost it and the tears came.  Never had I heard such clarity, felt such powerful emotion and admiration … on a cruise ship for that matter!  His talent was wasted here in the middle of the North Pacific, or so I thought before realizing how much pleasure he brought to those who were listening.

I don’t know his name, this stranger who brought me to tears.  Perhaps it was the breathtaking scenery of ice capped mountains, icebergs, and glaciers that had already touched me.  what I do know is how rare it is to find someone who has dedicated themselves to one thing, in the quest of being the best they can be.  Clearly, he had a calling and a gift, but we all do whether we realize it or not.  The time has come to look within ourselves to uncover our gifts so that we can move forward in our lives, touching others with our gifts.  I believe this is the purpose of our lives.

Whoever he is, he will never know the positive impact he had on me.  I can only hope someone will discover him and get him on a stage where he can touch many more!

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

Venturing Outside “The Box”

There’s a place we all retreat to that is as comfortable as our favorite pair of old blue jeans.  We have a tendency to stay inside our box so we feel we are in a protected territory, comforted and safe from the world out there.  It is a place that, while not very adventurous, virtually assures us an existence of simplicity and familiarity; there is nothing wrong with that if it’s what we choose.

This was my year to go outside of my nice, comfy box and I knew it would take much self-talk to get it done.  Deep down, I love the idea of adventure, but end up being a weenie … kind of like the canary who dreams of being an eagle.  Numerous internal conversations between the many Julies that exist inside me said it was time to do things I had never done before … to go beyond my comfort zone.

I decided it was time for a little adventure.  Maybe it’s time to feel alive again.  Maybe it’s just a mid-life crisis.  Maybe it’s because I had a lovely, but very cautious upbringing and felt the need to break out of the mold just a little bit.  So here’s what I did:

I kayaked among Orcas in 1,200 feet of pristine water, admiring ancient forests from the ice age and bald eagles soaring overhead, as my paddles gently cut through the water.  Not a sound to be heard except me and nature.  Even seals popped up in curiosity.  I should have worn a diaper, but I was so awestruck, I didn’t even feel nervous.

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Always afraid of heights, I encouraged myself to get on a tiny “bubble” helicopter and see glaciers and mountains from a different point of view.  Even though the pilot didn’t look old enough to drive, I really pushed myself to enjoy the adventure and it was exhilarating!  Truth be told, I was happy to have my feet on the ground again, but would have denied myself this beauty had I not gone high in the sky.  Here are some images of that flight.

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Look at the gorgeous blue glacier lake on the white snow from 5,000 feet up.  It looks like Tide detergent on a white sheet!

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I trekked the top of a glacier, hearing crunches and crackling of ice with every step I took.  Some steps looked as if I was walking on water as you could see running water under the clear icy surface.  They say some of these pockets are several hundred feet deep and I certainly didn’t want to end up in one of them.  But, how many times will I ever get to walk on a glacier?  That is what fueled my feet to go further.

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To see a gathering of humpback whales working together to feed was an incredible and incomparable experience.  They say it is rare to see this, but we saw it several times.  I was lucky enough to catch a photo, with my husband holding onto me in the back of a rocky boat and me hanging over the edge to get the photo.  I was the only one to get it too, because I was willing to go over the edge, with a little help from hubby.  How awesome is this?

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We ventured farther into Denali than most.  To see this vast, protected land with wild animals and ecosystems that work in sync with each other was really a sight to behold.  Thank God for the people who conserve such places.  Mt. McKinley (Denali) is breathtaking!

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I did not go on the world’s biggest zip line.  OK, so I chickened out on that one, but I figured, “Why tempt fate with a dinky metal cable?”  No matter how much self-talk I engaged in, the answer was always “NO way!”

I am blessed!  Blessed that I was able to have these experiences, blessed with wonderful family and friends, blessed in many aspects.  Ultimately, the ability to go outside our comfort zone is a very personal decision.  All I kept asking myself during this trip was, “What if I hadn’t done these things?”  Look at what I would have missed!

So here I sit in the comfort of my office sharing this with you.  I can honestly say I didn’t miss riding the biggest zip line in the world.  Now that I can live with!

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

6 Practical Ways to Help Your Parents This Summer

Spending time visiting your parents this summer?  Here are 6 practical ways that you can assist your elderly parents.

  1. Help your parents protect all their assets.  Know all the professionals they work with, i.e. CPA, financial planner, attorney, etc.
  2. Know the location of all their important documents.  If the documents are in a locked cabinet or fireproof storage, know where the keys are kept.
  3. Have the important conversations with them about their wishes for the future, who will be their executor, healthcare power of attorney, and discuss distribution of the heirlooms and personal property.
  4. You can’t take it with you!  If they are able, suggest to your parents that they write a master list of who should get what, and give the document to the executor.  Or, they can ask each child what they would like to have, and put that on a “wish list”.  A document cuts down on the “he said-she said” that often goes on when settling an estate.
  5. Start de-cluttering and thinning out your parents’ home now.  Often children are overwhelmed by the amount of “stuff” in their Depression Era parents’ home.  This is a good way to begin the process of cleaning out, so you won’t have to do it all at once later.  Make sure you have their permission.
  6. Always come from a place of love.  You will have several difficult conversations and awkward moments when asking your parents these questions.  Always approach them with love.  For example, “Mom, we are very worried about you and would like to have a talk about what you would like for your future.  Sue and I would like to honor your wishes, but first, we need to know what those wishes are.”

For more practical tips and compassionate advice, read my best-selling book, The Boomer Burden: Dealing with Your Parents’ Lifetime Accumulation of Stuff.  Check the right side of my blog for a link to order my books.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

Getting Your Affairs in Order is Not Just for the Elderly

In years gone by, I can recall that the majority of my clients were the elderly looking for help downsizing.  Somewhere around 2003, that all changed and the calls coming into my office were coming from children looking for help handling their parents’ estates after they passed away or help cleaning out their estates.

Today, things have shifted once again.  While I still work with the elderly occasionally, and certainly work with the boomer children who are the majority of my business, I see an ever-increasing (and hair-raising) trend of hearing from younger children whose parents have died unexpectedly in their 50s and 60s.

We all seem to be programmed that infirmity and death only occur in old age.  Sadly, this is not the case.  Perhaps it is wishful thinking on our part, or not wanting to think about it at all.  But in my work, I am seeing more and more of my deceased clients are eerily close to my own age, and I never thought of myself as being old.  I find myself thinking about my clients, and what they are going through, because most of their parents don’t take the time to plan ahead, especially when they are still relatively young.  This throws the grieving children into more of a tail-spin because they may not have had “The Talk.”

Many children do not know what their parents’ final wishes are, nor how the estate is to be divided.  They don’t even know if the parents have a Will or Trust.  These are HUGE issues that weigh heavily on those left behind.

Estate Lady Tips:

  1. Don’t do that to your children or beneficiaries.  You are mortal and a plan has to be shared with loved ones.  While you may not want to discuss this, you will feel much better after you do, and your children will thank you for it.  They will be especially grateful when the time comes, realizing the care you took ahead of time to make their lives easier.  Make an appointment to have a Will/Trust drawn up this week.
  2. Don’t die in debt.  This is a horrid situation.  Suffice it to say you create a nightmare for those dealing with your estate.
  3. Ask for an addendum to your Will so you can assign who gets what.  Better yet, give it away while you are still living so there is less to fight about after you are gone.
  4. Start clearing out your home now, even if you are young.  Don’t let it accumulate or it will snowball on you.  gain control of the house (and the piles of stuff we all have) and start clearing out.  Once a month, drop off items to a charity, or arrange for them to come to the house for a pick up.  Have yard sales for a little extra spending money.  If you haven’t seen it or used it in a year, let it go.
  5. Talk to your spouse and children about what you want.  Both of my parents died without much warning.  It’s a good thing they told us what they wanted and had the legal documents to back up their wishes.  When the time came (and it did when I least expected it), I knew exactly what to do.  I can still hear mom telling me, “Dad and I don’t want you to go through any more than you have to, because you will be going through enough when the time comes.  We want to make this as easy as possible on you, and we have made these decisions ahead of time to remove additional stress placed on you.”  This was music to my ears, not fully understanding the massive impact until I had to make a life and death decision for one of them.  I still can’t believe how much love they had for us.

These are not easy things to do.  Doing them sooner, rather than later, will change the way you think about these issues and make it much easier for you and your family in the future.  Take it from one who sees this trouble everyday.

Resources from the Estate Lady:

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

The Estate Medium

Give me a little while in an estate – any estate – and I will tell you more about that loved one’s life than most people who knew them.  Walking into an estate, sight unseen for the first time, can be compared to an artist starting on a new canvas.  We wipe the mental slate clean from the last estate and clear ourselves before going in to “receive” thoughts, feelings, and even a certain energy about the home and the people who lived there.  One can sense many things immediately, if they are open to it.

In my career, I have handled the estates of young and old alike: the mentally ill, the lost souls, those who end their own lives, the hoarders, the estranged, those with dementia, eating disorders, chronic disease, those who died rich, and those who died poor.  While these are all very different, I have come to the conclusion that in the end, we are all pretty much the same regardless of the situation that led to the eventual demise.

I went into an estate last week where someone ended their life.  This is not common, but I see it a few times each year.  The feeling is always the same once I have entered the home.  I walk in and instantly feel a wall of despair.  It is a profound sense of sadness.  As I walk through the home, I will see other signs that something wasn’t quite right; either the home is too clean (as in OCD clean) or I see hoarding tendencies.  Often scattered around in the strangest places, I will see liquor bottles coupled with a multitude of prescription bottles; you know what a dangerous combination this is.  I look at what their hobbies and interests were, which will reveal much about them.  And sometimes I can see conflict in their lives just by observing what was in their home.  Was it mental illness, untreated depression, drugs, etc?  We’ll never know.  It is not unusual to sense that at one time, they were a very bright light.

If we are in the home for any length of time, would you believe me if I told you that my staff and I begin to cry, or that we are filled with sorrow we don’t understand?  It’s as if we can feel what they felt.  We can feel that they were “stuck” in a dark place even though they had much to offer.  A very sad situation indeed.  We always end up praying for that person (for everyone, really), lifting lovely thoughts and words hoping that they have found peace at last, and that we are there to help the family begin to heal by handling the estate for them.

On the flip side, we can also sense lives and homes that are buoyant, colorful, joyful, and productive.  These homes are filled with light, usually lovers of animals and nature, and hobbies such as volunteering, bird watching, and gardening.  In these homes, we usually just feel a stillness that has no heaviness to it.  And in some cases, we start singing and are lighthearted while working in the estate.  We don’t always understand why the environment affects us and our feelings.

Two completely different experiences, and everything you can imagine in between.

I believe there’s a way we can incorporate a conscious change into our lives and homes, so we can positively shift the energy we carry with us, for it remains long after we are gone, and deeply affects our loved ones left behind.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

More Lessons for Fellow Entrepreneurs

In the last blog post, I began talking about becoming an entrepreneur, and I promised to share the most important lessons I have learned in building a successful business.

  1. Don’t ever let anyone tell you that you can’t do it.  You can and will find a way.  People who say things like that are often a bit envious of the entrepreneurial spirit, or perhaps live with regrets of their own.  It’s also possible they just don’t understand.
  2. If you don’t try, you will always wonder about what “could have been.”  Avoid living with regret and guilt by trying your best.  Regret will catch up with you when you are elderly, as I often hear from my clients.  Nothing bad can ever come from trying your best.  The human spirit needs to put forth effort to have some sense of satisfaction.
  3. When you come to crossroads in your life as an entrepreneur, always go with your gut instinct.  It’s interesting that we often let our heads get in the way of what our gut already knows.  My gut has never lied to me.  Tune into it, listen attentively, and keep moving.  Do not get stuck in the decision-making process.  If the first decision didn’t work, try another approach.
  4. Stay the course.  So you’ve stumbled and what you had planned isn’t working.  Take polls from business leaders you trust.  Ask questions and figure out what is needed to move on to the next level.  Perhaps you need a different company image, or you are not marketing to the right audience.  Ask, ask, and ask again until the answers come.
  5. Figure out what it is specifically that makes you different and better than your competitors.  Capitalize on those differences, and you now have a new marketing campaign — a fresh approach to hammer away at those you want to reach, whether by email, flyers, marketing packets, etc.
  6. The best advertising in the world is a happy customer.  No amount of high dollar advertising is nearly as good as the people you please with your work.  The step that most entrepreneurs forget is to ASK your clients to tell others about you.  You must become a shameless self-promoter, but do so graciously and always with a smile.  Find a way to get in with large groups of people at one time.  Think smart!
  7. Identify what it is you are selling.  Sounds crazy, but most people haven’t figured out they are not selling gizmos or a service.  I am an estate professional who specializes in personal property.  Do I just sell people’s stuff?  No, I sell a solution — multiple solutions.  Really think about this one.
  8. Follow through with passion and tenacity.  My business adviser told me many years ago that the real reason entrepreneurs fail isn’t for lack of great ideas.  There are many bright, ambitious, and creative entrepreneurs-to-be out there.  They simply fail for one of two reasons: financial reasons, or they never go for it with everything they’ve got.  Their follow-through is weak and the business never has a fair chance at taking off.
  9. Be the best at what you do.  Don’t allow yourself, your ideas, or your company to get swallowed up by others who do the same thing.  You must do it better, as the cream always rises to the top.
  10. Always look forward and never look back.  Ever notice how some people live in the past and seem to get stuck there?  It’s ok to visit the past and learn from what went wrong, but then, turn it into a positive so it works to your benefit.
  11. For every problem you encounter, there is a solution.
  12. Always be kind, courteous, and compassionate. Kindness gets noticed because so few people actually practice it.

May this guidance bring as much happiness and success to your life as it has for mine.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

Entrepreneurs: If I Can Do It, You Can Too

If I only knew then, what I know now …

Twenty three years ago, I had this crazy idea while sitting at my corporate desk, that if I was going to work this hard for them, I might as well work that hard for myself.  I also thought, “Julie, how can you even think of this?  You must be off your rocker to consider leaving the reliability of a paycheck and benefits.”  Like a lightning bolt from the sky, an intense thought grabbed hold of this young woman at the exuberant age of 27 and it never let go.  People say this is the first sign you are an entrepreneur.

From that day to now, I feel compelled to share with every person who is reading this: if I had the chance to do it all again, I wouldn’t change a thing.  It was the right decision, made me wise beyond my years, and honestly comes with zero regret.  However, it was not an easy road.  In fact, there was no road at all in my chosen field.  I found myself at an instant crossroad before I took my first step.  Do I move forward into the abyss not knowing what I am doing and make a road for others to follow one day? Or should I turn around and stay in a job I didn’t care for but had a steady paycheck.  As it turned out, I discovered I am an excellent bulldozer and I paved the way to what I was meant to do.  The really great news: if I can do it, you can too.

One of the first lessons you learn as an entrepreneur is that while a multitude of resources are available to you, ultimately you are on your own.  What an isolating feeling.  You learn quickly what you are made of.  It takes great strength and stamina to fulfill your dream, not to mention the patience and support of those closest to you.  More than that, it takes tenacity of spirit, a positive mindset when you feel like crumbling and crying (and yes, that will happen), and the ability to get back up when you were just knocked down.

As a mother, when my daughter was learning to walk and she stumbled and fell, I would encourage her to get right back up immediately, brush herself off, and go on to her next adventure.  So too, is the unpredictable life of an entrepreneur.  Get right back up, and no matter what, keep moving forward.  Throughout the years, there nave been many times I felt like the hamster that runs on that wheel with lots of vigor, but never really gets anywhere.  Looking back I actually was going somewhere, but the holding patterns and plateaus are very frustrating.  Yet they are part of our growth.

People venture out as entrepreneurs for many different reason.  Some receive a strong calling, perhaps an invention in their mind or a service which will bring relief to the consumer.  Others feel they are better off building their own business; still others thrive on the satisfaction they receive on the road to success.  For me, it was all of the above.

What I wouldn’t have given back then to have the experience and valuable knowledge I possess today!  Next week, I’ll share the most important lessons I have learned in building a successful business.  Please don’t miss this knowledge for yourself or someone you know.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com

Voice of an Angel

Sometimes life surprises you with a pleasant experience you never saw coming.  If you’re a deep thinker like me, you might wonder why it happened to you and what possible purpose this experience could have on your life.

I was coming home from an estate clean out.  These are fast-paced, energy zapping days that involve selling items which can be sold, packing up the rest of the entire estate for donation, and leaving the home empty for the heirs so the house can be sold — and it all takes place within a few short days.  I was very tired and ready to return home to a hot shower.

On the way home in the car, I grumbled to myself having noticed the gas tank was on “E” and had to stop for gas.  Upon getting out of my car at the pump, every muscle let me know they were most displeased.  It seemed like it took forever to accomplish such a mundane task.  There I was, going through the motions of swiping the credit card, unscrewing the gas cap, squeezing the trigger.  If anyone could fall asleep standing up, it would be me at that moment.  Unaware of much, I just wanted to get back into the car and go home.

Then I heard something that pulled my attention away from the pain.  Over the loud music the gas station was blasting above my head, I heard a very faint, melodic sound.  I had to strain to hear it at first; it was so soft.  High pitched and perfectly in tune, I blocked out the loud music above to hone in on what apparently only I had heard.  No one else seemed to notice.  If anyone had a video camera on me, they would have thought I was nuts.  Moving my body to the left and right, going around in circles to identify where this gorgeous sound was coming from, I abandoned my car and the pumping gas to find out.

Walking a few steps to my left, there he was … a character few would ever really notice.  A young man no older than his mid-20s stood pumping gas not far from me.  He was definitely from the country, based on his clothing, but his beard was shaped rather gothic and he had earrings.  There he was just pumping gas into his car and he was singing to himself.  Never would you think this sound could come out of him.  It was an unnaturally high voice to be coming from a man, and it was other-worldly.  That’s the only way I can describe it.  having studied music for 15 years, I had never heard this sound before.

I listened for several minutes, and whatever he was singing (because it was not English), sounded like what I envisioned angels to sound like.

Sometimes I think life, in its infinite wisdom, knows when we are weary and offers us snippets of unexpected grandeur.  Was he just a young man with a special gift, or was he sent to instill a moment of joy to this tired lady and anyone else who might be listening?

I’m afraid we’ll never know.  Just one of life’s many mysteries!

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com