Fighting Over the Same Heirloom

April 3, 2015 | Julie Hall

Problem: Two of my siblings are fighting over the same heirloom. How do you divide and keep it fair?

SOLUTION: When two or more are arguing over the same item(s), you have a few options. Beware, not all options will meet with approval. Begin by getting a personal property appraisal on the items that the heirs desire, including the items that are the subject of the fighting. This objective, third-party person will assign values that are fair, since they have no interest in the items.

Try to keep everything as equitable as possible to keep the peace! This also depends on what the will/trust specifies. If Sue gets a $5,000 item and Barbara gets a $200 item, that is not equitable. Arrangements must be made, whether in cash assets or other items, to make up for that $4,800 deficit.

One sibling can offer to buy the item from the others and take it out of their inheritance, if there is one. The price would be based on the appraised value.
If this item has significantly more value than other items in the estate, then that one choice will have to suffice until others get their pick of items and arrive at the approximate value.
If two people want a china set or silver flatware service, can it be divided? Sure, but know that from the perspective of an estate expert, it is not advisable. If this set were to be sold one day, it would be worth more to a collector/buyer if the set were intact and complete.
One heir simply “turns the other cheek” and forfeits to the other.
The two can write up an agreement and share the item, if it is practical to share. However, this only postpones that inevitable decision later in life. When the siblings die, the buck has been passed to their children to contend with the same issue.
If no one can agree and no one is willing to give in, the executor should consider selling the item through an appropriate selling venue and split the profits between all the heirs. Yes, the siblings will be upset, but that is more acceptable than resenting each other for the rest of their lives. If they remain in a tug-of-war, no solution provided is going to work.
What would mom or dad want? Would they approve of this tension? In most cases, the answer is a resounding NO. They would be disappointed. They trusted you to make decisions that they probably should have made when they were alive, but for whatever reason, they didn’t. You can’t go back; you can only go forward. Go forward, knowing what your parents would have wanted, and be fair to each other.
If nothing else works, you could always flip a coin and let the odds decide for you.

Realize that these situations can be highly charged with tension and emotion. Everyone is not going to be happy 100% of the time. There are very few instances where everything comes out flawless. Spare the relationships by keeping the peace.

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com.

Scoundrels and Schemers

March 13, 2015 | Julie Hall

Louise was a wealthy woman in her advanced stages of a terminal illness, was blind, completely deaf, and in her final stage of dementia. She could no longer communicate and decisions were being made for her by an old friend she trusted. Louise had never married and had no children, but did have four beneficiaries to her estate. All four really loved her and provided the very best care for her in a beautiful health center for the remainder of her days.

One of Louise’s passions in life was purchasing fine diamonds; she had several pieces that were very large and easily worth in the six-figure range. Everyday, she wore them because she loved them. Louise bathed in them, napped in them, slept in them, and ate in them.

The beneficiaries started to grow concerned about these pieces of jewelry Louise wore on her person, for a number of reasons.

Most people don’t even have pieces as valuable as these, and if they did, the pieces would be kept in a safe, vault, or safe deposit box.
The beneficiaries did the right thing in requesting the rings be removed while Louise was napping, to have the genuine diamonds replaced with less expensive stones, in the event something should happen to the rings.
The genuine diamonds would then have been turned over to the trustee of the estate and secured. Who could possibly blame them for wanting the diamonds protected?

Unfortunately, the decision-maker overseeing Louise’s assets insisted that Louise should continue to wear those massive stones against everyone’s advice.

One day, less than 2 weeks after this request to have each diamond removed and replaced with cubic zirconia, the massive diamond pieces Louise was wearing disappeared. Not only did these pieces disappear, but a video camera, some CDs and a crock put vanished as well from Louise’s home. This was a clear indication to the family that the caregiver, sitter, or someone else who had very close contact with her, had made off with the goods. The beneficiaries were beside themselves.

Why didn’t anyone prevent this from happening?

Why didn’t anyone listen to their request?

With all the questions and accusations that flew, the damage was done. The diamonds were gone, never to be found again, probably sold at a pawn shop for a few thousand dollars and currently sitting in someone’s safe as their own retirement investment.

It is simply up to us, the chosen decision-makers,

to make the correct decisions to care for and

protect our loved ones (and their assets)

who cannot make decisions for themselves.

This story clearly demonstrates that we must exercise extreme caution with valuables. Remember to have them evaluated by a professional, have those values documented, and keep them in a safe place until they are either distributed to family or sold. The faces of exploitation are often familiar faces and not necessarily a stranger.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com.

You Probably Don’t Need an Estate Liquidator IF …

November 20, 2014 | Julie Hall

Whether you are faced with the grief-filled process of cleaning out your parents’ estate or downsizing to move to a smaller house, an estate liquidator can be the best investment to save time, maximize profit, and keep you from pulling out your hair.

An estate sale professional conducts a public sale to liquidate the household goods. This sale is normally held on site, but can be held at a warehouse or storefront of the liquidator, especially when a neighborhood does not allow an estate sale. The estate liquidator is also well-versed in selling online.

The liquidator is responsible for everything from organizing, researching, pricing, advertising, handling employees and attendees during the sale, and the entire client management process. They deal with just about every detail from their end to conduct a successful sale.

Estate sale professionals like a wide variety of items to offer the public, to ensure a good sale. This variety acts like a magnet for the public, so if a potential client has only a couple of common upholstered chairs, an old bed, and a lifetime supply of plastic storage containers, an estate liquidator will not be the right fit.

While each liquidator has an idea in their minds about what would make a good sale in their region, most like a mix of items ranging from jewelry and decorative items, to artwork, oddities, collectibles and antiques, cars, and so much more. After you sign a contract with your liquidator, nothing should be removed to be courteous and fair to the liquidator, or fees will be imposed to make up for the income the liquidator was expecting but has now lost.

To add clarity to the ongoing education of a liquidator’s role and when to call for their services, this listing will serve as your guide.

You probably don’t need to call an estate liquidator IF …

You already removed the best items and all that’s left is low-value items.
The family is still removing things from the estate, and isn’t finished yet.
You allow friends and family to take things from the estate, leaving little behind for the liquidator to have a productive sale.
You haven’t decided what you want to sell or keep yet.
Many of the items you want to sell are in disrepair: broken, re-glued, fractured, bent, stained.
The property is unsafe: no electricity, water, heat, air conditioning, or structural problems.
You are not prepared to sign a contract which is mutually binding.
You are not yet emotionally ready to let go and let the professional commence work.
You remove whatever the family doesn’t want from the house and pile it in the garage.
You think that all old items are very valuable.
You want to remain in the house while the sale is going on.
Your internet search for prices really aren’t values, but simply asking prices.
You are using old insurance appraisals for “values” that are no longer valid.
You think to yourself, “This should have been donated or discarded long ago,” and you’re probably right.
You really need to call a junk man. Many items found in estates are beyond usability. Some items have been badly damaged, have an odor, or are in bad condition and should be discarded.

Many estate liquidators also like for clients to not throw anything away until they walk through your estate and take their own inventory. They may be able to sell some things for you, even if your belongings are not a good fit for an estate sale. They know what can sell, what’s hot, what’s not, and the prices that items will sell for.

Remember: a professional liquidator is worth their weight in gold!

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com.

Great Expectations and the Blame Game

November 12, 2014 | Julie Hall

“Don’t blame others for disappointing you. Blame yourself for expecting too much.” – Unknown

Though it sounds harsh, we need to take a close look at our expectations and learn how to keep them in neutral. We have turned into a society that expects the world to be at our beck and call. We’re often entitled and don’t understand why we can’t have what we want … now! Maybe this is one reason why people are pretty cranky these days; society is headed in an unpleasant direction.

I share some of my innermost thoughts to help keep expectations in check. I’m seeing people, on a national level, being unreasonable when it comes to what possessions and estate items are selling for these days. Although there are multiple reasons for this, we need to look longer and deeper into the reasons before blaming the estate sale professional, auctioneer, consignment company, etc.

Each time I hear someone say, “Why are things selling so low? Why hasn’t the market come back yet? I just don’t understand!” I am really surprised. If you are watching the news, the internet, or any other global source, it should come as no surprise that things are a little crazy in the world. Despite what mainstream media announces, the economy from our perspective (the sellers) is not improving.

It is currently, and will remain, a buyer’s market for quite some time.

Personal property is low, just like almost everything else. Our expectations should remain fairly low until such a time that these items regain popularity or collect-ability, when and if that time comes back.

We, the sellers of personal property, know the market; one of our faults may be not explaining this completely to our clients. We need to do our best to fully explain the poor economy, the flooding of the market from our older loved ones leaving us, the boomers downsizing, and our younger adults not wanting much stuff. Flooding of the market is a concept easy to understand, once it is explained.

I have also attributed the client blame, which I hear from estate professionals, to several factors outside our realm of influence.

People need money, or need to preserve the money they have.
People are worried about the heavy costs of healthcare, especially long-term chronic care. How long can they keep their parents’ care going if they outlive their money, which many are doing?
People believe family lore about how valuable certain pieces were, only to be side-swiped with a realistic fair market value. This derails them and rapidly deflates their bubble of expectation. They thought these items would sell for a small fortune, and in most cases, they don’t.
When times were good, our clients paid top dollar for nice, well-made furniture; often thousands of dollars were spent. Retail no longer exists in our world, so forget about retail. This furniture will not sell for 75% or even 50% of what you paid for it in most cases. Prepare yourself for 25% to 30%. If it sells for more, consider that a fortunate occurrence.
When all of this knowledge converges and comes tumbling down, the property sellers often get slammed with anger and frustration.
People need to understand that most possessions do not appreciate in value, even if they are special and expensive.
Unfortunately, you may have paid too much for items in the past. That cannot justify a high or unrealistic price when you sell them.

I really want my voice to reach both the consumers and my colleagues in the industry. There are always two sides. IF an estate professional does their due diligence in every respect, is it fair for the client to be harsh towards the professional, due to unrealistic expectations? This is why communication is so important!

Look at the economy.
Look at other people going through tough times and how quickly styles, lifestyles, and people are changing.
Look at the market with a reasonable eye.
Keep your expectations in neutral.

We’re all in this boat together!

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com.

What Fair Market Value is NOT

September 25, 2014 | Julie Hall

As an appraiser, I have to understand the definition of Fair Market Value (FMV). As confusing as FMV can sometimes be for the professional, I can imagine how convoluted it must be for the lay person.

Under the United States Treasury regulation 1.170-1(c), Fair Market Value is defined as:

The price at which the property would change hands between a willing buyer and a willing seller, neither being under the compulsion to buy or compulsion to sell and both having reasonable knowledge of relevant facts.

That definition simplified everything, didn’t it? I think not.

For someone who does not understand that definition and all that it implies, it can be left up to their own imaginations to fill in the blanks and specifics, which can be a very bad thing. The person who does not understand will conjure up crazy, inflated “values” that are not values at all; they are merely asking prices they found online. This is NOT Fair Market Value.

If you are at an estate sale and you and the seller exchange $20 for an item, and neither of you are being forced into this exchange, that $20 is the FMV for that day and moment. If both you and the seller have all the basic facts, the item is a flat screen TV that works and you agree on a price, and you are not being forced to buy or sell, it was a mutually agreeable transaction. This is Fair Market Value.

Let’s talk about other things that are NOT Fair Market Value:

It is not what you paid for an item (most people pay high retail and not FMV).
It is not wishful thinking. True values are arrived at with careful research and methodology.
It is not family lore. We know the stories of how “valuable” mom always said an item was, but that is not fair market value. Many of our older moms may not understand how very different things are today, or why younger women have little interest in their prized possessions.
It is not outdated appraisal values that were probably written for insurance purposes or in a much healthier market.
It is not what you think it should be, nor the amount of money needed to pay bills.
It is not the asking price you see on a similar item on the internet or Ebay. Asking prices are just asking prices. We’re interested in what it actually SOLD FOR.
It is not based on sentimentality (how much you, or a loved one, cherished it).
It is not about how old it is or how long you’ve had it. “Old” doesn’t necessarily mean it has value.

Everybody seems to have their own idea of fair market value, but very few I hear about are actually “fair.” At the end of the day, the market is what it is. All we can do is our very best to educate our clients, even if they don’t want to hear what we have to say.

Bottom line: An item is worth what someone will give you for it. Always enlist the help of a professional to guide you through, when you don’t have the answers.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com.

Seven Attorneys for Seven Siblings

August 27, 2014 | Julie Hall

Consulting on an unusual estate recently, I was informed there were 7 beneficiaries, 4 of which were also co-executors. Can you imagine that many co-executors? What a nightmare! This estate also had personal property, which the family felt to be very valuable, but it wasn’t. There was a bunch of land to be divided, or sold and divided among the children.

Naturally, when you have that many cooks in the kitchen, everyone has different thoughts and opinions. This is why co-executors is not necessarily a good choice. In my opinion, estate settlement is much harder when you hand decisions to people who can’t come to a conclusion and end up fighting, or potentially going broke doing so. Some wanted the land intact; others wanted it subdivided. You can see where this story is going and it isn’t good.

The siblings had indeed reached an impasse. One long distance heir, who had little to do with mom while she was alive, was the first to get an attorney involved, then everyone else followed suit. It just gets messier from there.

I have been doing this for a very long time; I hope you don’t think I’m crazy when I share with you that people and their behaviors are getting worse. Their behavior is often out of control, along with other emotions, sometimes even getting physical. It makes me wonder.

What on earth could be so grand that it’s worth destroying themselves, as well as other relatives and relationships? Don’t these people know they are going to have to carry the burden of their decisions for the remainder of their lives?

Don’t get me wrong.

I’d love to have a slice of land or the proceeds from it.

Who wouldn’t?

But not at this cost.

It just isn’t worth it!

The attorneys will do their jobs well, and whatever inheritance there is will dwindle with legal fees.

Interesting observation: While the inheritance is decreasing, the emotions and angst will only increase and be prolonged, sometimes for the rest of the lifetime, long after the estate has been settled.

Is there anyone to blame in this scenario? Fingers can be pointed all day long. In the end, it comes down to the original decision maker who did not specify what should happen to the property and named so many co-executors. Big mistake which caused even more strife for those left behind.

I ask you plainly … Is it really worth it?

I couldn’t possibly make this stuff up!

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com.

Don’t Let Your Dentist Operate On Your Knee

July 10, 2014 | Julie Hall

Our house is starting to need some work. There is exterior trim that needs to be painted, the siding needs power washing, and the gutters need to be cleaned out. I would love to have some new landscaping in the front island and three light fixtures I would like replaced because they are old; the house needs an overall facelift.

Then there’s me. I could use a little sprucing up too. My lower back feels like it was thrown in a wood chipper and spit out, probably from all my years of estate work. I have arthritis in my neck and hands, and a little bone in my foot that is protruding slightly (arthritis from pointy high-heeled shoes I just had to have way back when). My hair needs the gray roots covered over and a few more highlights added, but I haven’t had the time yet.

I’m not complaining. I’m making a point.

For each of these endeavors mentioned, I will call in a professional who knows exactly how to do them, because I do not. I will not attempt these tasks because somewhere along the line, I will botch the work and then it will cost more money and time to fix it. I know my limitations. Life has shown me my strengths, and it has also shown me when I should walk away and let a pro do it.

There are many who are do-it-yourself people, and for the most part, I admire people who can get so much done on their own. But I have also seen those who should have quit while they were ahead, for their work was not good. I go to a back specialist for my back, a foot specialist for my foot, a dentist for anything to do with my teeth, and a hairdresser I wouldn’t trade for anything in the world! I would not attempt to fix any of these on my own, for they are not in my repertoire of skills.

You wouldn’t go to a dentist for a knee replacement, would you?

The same is true for handling an estate. Families think they can navigate some pretty treacherous waters on their own. In my experience, many of them have capsized the boat along the way and hurt others in the process. All because they think they can do it or want to save the money that would have been spent on a professional.

“An estate professional knows these troubled waters and knows every aspect of handling the twists and turns. We know the market; we can predict human nature. We can maximize proceeds and preserve the good for you. Even with our commission, we bring in more money than a non-professional. We know the right contacts (local and national), resources and options, plus we guide you through the process. It’s like having an estate expert in your pocket. An excellent estate sale pro is worth their weight in solid gold.” — Julie Hall

Then there are those who know and understand the worth of hiring professionals. They want to pay to get the job done right the first time, so they don’t have it drag on, only to have to deal with it a year or so in the future. They simply want it done, and done correctly the first time.

There is an old saying, “Penny wise and pound foolish.” This applies to much of what I see when families deal with loved ones’ estates. They don’t want to pay a professional, but the mistakes they make are so costly: throwing away valuables, making hasty decisions, giving away things quickly, assuming mom just had junk, etc. They could have hired 4 professionals by the time they are done!

TIP FOR THE WEEK: There are some things you just shouldn’t attempt. Research and find the best estate professional; the right person is very worth the effort to find! Moving forward through a challenging estate situation is paramount to your continued well-being.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com

Throwing Money Away Literally

May 16, 2014 | Julie Hall

WHY A SYSTEMATIC APPROACH IS ABSOLUTELY NECESSARY WHEN CLEANING OUT AN ESTATE

Recently, I was asked to handle the daunting task of emptying a hoarder’s home. The home owner had passed away in the home. The sole heir, who lived several states away, required assistance to identify items of value, discard tons of garbage, sort through the piles, etc. The heir’s goal was to empty the home so the real estate could be sold. For anyone walking into this home, myself included, it would be considered an overwhelming situation, let alone for an heir who has no knowledge of how to proceed.

I agreed to do the job. We went in and systematically approached the entire estate, attacking the most dubious areas first. Handling a hoarder’s estate is, quite literally, an archeological dig. We unearth one layer at a time. We work through the system, we follow the proper process that we have perfected, we sort as we go, and we report back to the heir/executor what we find. In short, if there is something of value hidden, we will find it for the family. Sadly, much of what we find that used to have value no longer has value, because it has been destroyed from being buried for decades, exposed to critters, relentless fungi, deterioration, etc.

I don’t mind sharing with you that this was a grueling job, even for this professional with decades of experience. Progress was slow since the home was in very bad shape with rodent nests and “evidence” of them, and the home smelled. Naturally we took all health precautions, but it is difficult especially early in the process because there is no room to sort, organize, etc. Room by room, we used the same method; over the course of 9 days we found some pretty spectacular things.

Our systematic approach might seem overkill to some, but had we not taken our time to go through a logical sequence and particular order, we never would have found over $40k in cash (in places that another clean out company would have just discarded without looking, or donated without taking the time to search every nook and cranny). We found an extensive coin collection, cash, some jewelry, sterling silver hidden in a cubbyhole no one knew was even there. We found guns and what I call “uniques & oddities” that were just fascinating to uncover.

Imagine us heading into a walk-in attic that was up to our elbows and higher in places! Clearly, the elderly client had not thrown anything away for generations. While the digging part and the smelly part and finding the dead critters part were less than thrilling, someone had to do this for the client; it might as well have been my company.

While I was totally focused working in this estate, I had several very important thoughts I would like to share with you.

1. How fortunate for the client, and the attorney representing this client, that they chose a professional who was honest. That cash would have and could have easily disappeared if they chose an estate person who was unethical and unprofessional. When I took that money to the law office, they knew they were dealing with a person of integrity. One has to earn their impeccable reputation.
2. Thankfully, we do have a systematic approach in place to uncover everything. What if we had mistakenly thrown away the cash? What if we never found it and it ended up in the dumpsters?
3. You get what you pay for. If you hire a clean out company that just throws things away, you could be making a grave mistake.
4. For Do-It-Yourselfers: There’s nothing wrong with this approach. However, you can become emotional, creeped out, and overwhelmed, and decide to start throwing items away quickly to get finished. I spend a lot of time pulling things out of the trash that my clients have thrown out, because they don’t know the values.

The moral to the story: It took more than one lifetime to create the mess we “un-created” in a little over a week. Most families could never have finished in so short a time if they did it themselves, and would certainly have made unintentional mistakes which could have been costly. Search for and research any estate company you are thinking about using. They are worth their weight in gold if they have a great reputation!

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com

Know When to Hold ’em BEFORE You’ve Sold ’em

April 18, 2014 | Julie Hall

It is not unusual to meet with families sorting through an estate on their own and making serious mistakes. Through no fault of their own, they are following their logic. Since they don’t have the benefit of knowing the correct process and sequence of things, knowing the industry, collectibles, antiques, and the overall market, they soon find themselves “guessing” and that is a very bad thing to do.

Families, executors, and attorneys hire estate professionals so we can guide the family in knowing what has value, what doesn’t, what is sellable, what is not, options for selling, resources for selling, what to throw away, and what to keep. This is what we Estate Consultants do to maximize proceeds and offer peace of mind to our clients, knowing they are making the right decisions.

Let me tell you a story about what just happened.

I love sterling silver rings. Besides wearing them, they are a good investment as a precious metal. I had been watching a large lot of rings on eBay and won it at a very fair price. When the rings arrived, I looked at them and found a huge surprise. One ring stood out; I knew instantly it was Imperial jade, and one of the largest pieces of Imperial jade I had ever seen. Even a small slab of this jade is very expensive and sought after. The setting was platinum and not sterling. It was, at the very least, a $1,500 ring thrown in with $5 sterling rings.

Someone did not do their homework or did not take the time to do enough homework.

I attempted to contact the seller on eBay, but they never replied.

Moral to the story:

Haste makes waste. It is worth hiring an expert to avoid hasty, and costly, mistakes. No one can possibly know everything. Bringing in professional help is an inexpensive insurance policy that you are making the right decisions for the distribution and dissolution of a loved one’s personal property.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com

Things That Have No Place Anymore

January 21, 2014 | Julie Hall

In every home, in every estate of a deceased loved one, there are items we have to deal with that don’t seem to have a place with us anymore. Perhaps they are no longer useful, or the sentiment has worn off. Maybe there are so many items, there’s no way you can take them all!

After the family comes in and takes what they want, and some of the items have been sold or given away, there are always leftovers that can’t find a home. Old photos and slides no one wants. Brittle college diplomas and certificates from the early twentieth century. Ancient textbooks on everything from WWI nursing to social etiquette to typewriter maintenance. Old tax returns that need to be shredded and magazines and catalogs that weigh a ton. Old TV parts, metal bits and pieces, broken appliances that are stuck up in the attic. Prescription meds, record albums, small appliances, old computer printers and fax machines.

Optimally, these items should have been dealt with a long time ago so it doesn’t put the family in a crisis mode when the time comes. Old appliances and computers can be recycled, as can the endless paper piles we find. Metal can be scrapped; $100 is better than hauling it to the trash, right? Prescription medications need to be dissolved in vinegar before flushed to neutralize the meds, or better yet, dissolve them and place them in a container with old coffee grounds or kitty litter.

These items should be disposed of properly, but it makes us feel guilty when we are throwing away things like old photos or slides. After all, who has time to go through 10,000 slides from the 1950’s?

Let me share a quick story. I used to be one who didn’t have time to go through all the family slides … until mom died. I brought the slides home and at night while watching TV, I used a little light-up viewer I bought on Ebay to see which ones we wanted to keep. I found a gold mine! Photos of dad on his ship in the Navy, mom and dad’s engagement in 1953, early baby photos of me and my brother never seen before, photos of all the kids and cousins from long ago. I had these selected slides made into prints and distributed them to family members. The thank you letters, emails, and phone calls came pouring in. It was like they each won a small lottery and were most appreciative to have these never-before-seen photos. In my case, it was worth the effort.

If family does not claim these items, or there is no family left, sadly, these items either need to be discarded, donated, shredded. And it’s okay to do that — you have permission to do that. If no one else wants them or needs them, let them go with respect.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent. Email her at Julie@TheEstateLady.com