Where, O Where, Have All the Experts Gone?

Experts in antique books, stamps, silversmith, woven rugs, Persian rugs, clocks, estate jewelry, advertising, coins, etc. are getting harder to find for several reasons:

  1. They have died.
  2. They are up in years and no longer practice.
  3. They have gone out of business due to lack of interest and sales.
  4. The younger generations aren’t interested in learning the craft of their elders.

Now we are left with a shortage of rich-with-experience “old-timers” in these specialty areas.

  • How will we be able to identify historic items and other pieces of significance after they are gone?
  • How will we ever know the stories behind such items?
  • Without these elders and their expertise, what will we have to teach our children and grandchildren?

This wealth of information has fallen on the deaf ears of the younger generations; now they have no trade to fall back on in life.  It’s really sad, but it’s their decision to make.

I was in Arizona a couple of years back and talked with some of the Native Americans.  They instantly saw how I lit up holding their silver jewelry, wondering how they achieved a certain shape, scroll, or color.  This conversation led to another, when I asked the elder silversmith if he had taught his son and grandson his wonderful skills.

Silver_Buckles

“Neither wanted to learn,” he said.  “Now they have their fancy phones and games, but they have no way to make a living.  They don’t know much.”

Spotting a weaver, I went over and talked with her as well.  You’d be amazed how well a huge smile opens doors.  Hers was the same story.  All of these middle-aged and older people learned their skills from their parents and grandparents, but very few of their children were interested.

As someone who loves the estate industry, you could say that I study the possessions of those already passed.  I wonder how appraisers in the future will be able to do their job, as experts die off.

This Estate Lady is collecting unusual books about all of the topics I mentioned at the top.  At the rate everything is being read online, the real books containing rare information will be considered trash one day.  I can see some of these books being dumped.

I know what is inside those books is more valuable than the things I appraise.  They contain knowledge, and you can’t put a price on that!

©2014 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com.

Did You Say “Cockroaches?”

The voice on the phone was very shaky and distressed.  Through her tears, I heard her say, “Doing business with people in your industry is like doing business with cockroaches.”  A knife to my gut would have hurt less.  Those words were truly cutting and very upsetting to those of us in the industry who put our hearts and souls into assisting our clients.

This woman called my office to complain about an estate sale company, one which was completely unfamiliar.  I own and direct The American Society of Estate Liquidators® and complaints regarding our members, who uphold a Code of Ethics, are minimal.  When a complaint is made on our members, usually it is easily remedied, like replacing a widget that was accidentally sold.

Phone calls like this woman’s are starting to come in at an alarming rate, and the complaints are serious.  So serious, some of them are criminal in nature, and law enforcement and the court system become involved.

For someone like me who has done my best to pave the way for ethics, integrity, and high standards in the estate sale business, this is a massive black eye.  It hurts personally.  Some of the customer complaints include not getting paid after a sale is completed.  Liquidator complaints include clients who pull items from a sale, during the sale, when they see how low the prices are and don’t want to pay the liquidator’s imposed fees.

I could never defend estate sale professionals who run an unethical business and cause these people to fall to pieces emotionally.  This is not why the “good ones” went into the business.

We went into business to make a positive difference in the lives of our clients.  We strive to uplift them and their emotional turmoil.

However, I will defend the good estate sale professionals who work from a thorough contract, have explained everything to the client with the client’s agreement, and simply do their best to get the highest proceeds from the sale.

The estate sale professional has the right to earn a good living; the work is back-breaking, disassembling a lifetime of accumulation in just a few short days.  In some cases, the clients expect far too much.  They have not yet awakened to the fact that our economy is weak, despite what the news is promising.

The estate sale professional has the right to charge a fees or commission for items clients give away, take or remove from the sale, even though the clients have signed a contract that they will not do so.  This is taking income from the professional.  This leaves them with egg on their face when the public arrives and screams at them because advertised items are gone.  This is simply not fair.

Courtesy goes both ways!

When searching for an estate sale professional, or any professional service, the responsibility falls on the consumer to research them thoroughly and interview several.

Ask associates and business owners, such as estate planning attorneys and realtors, in your community.  Check Angie’s List and BBB.  Check professional organizations, if they belong to them.  Check references.  Do your due diligence.  Then you will select an estate sale professional who will do a wonderful job for you … not a “cockroach.”

©2014 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com

Caveat Venditor

“Let the Seller Beware” When It Comes to Selling Gold

Pick an industry – any industry – and there will be good and bad people in it.  The estate industry is no different.  You find dedicated souls who are simply outstanding and go the distance to help their clients, and then you have those who are in it for a quick buck and could care less.  You must heed my advice:

SELLER BEWARE!

Sadly, people do get ripped off every day, and more people get taken advantage of when selling gold jewelry than the sale of anything else.

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Most people take their jewelry to jewelers, thinking this is the logical place to sell it.  While that’s not a bad choice, there are other options.  You owe it to yourself and the estate to shop around.  Some go to coin shops, antique stores, or private collectors.  Try locating places closest to the refinery; you are likely to make more money.

Here are some tips to help you get your fair share:

  1. Have sterling and gold identified as genuine.  Do not sell it at this time; just get help in identifying it.  Do not sell it in a rush, unless you have to.
  2. Find a local place that is close to a refinery, get a quote, then take it to jewelers.  Do research online to see if you can find a local resource.  Most jewelers sell to refiners, so you may want to go straight to the source.  Have your facts together first.  It is worth taking jewelry to multiple places to get the most $$ you can.
  3. Pay attention to daily spot price of gold and silver, http://www.kitco.com.  Prices fluctuate throughout the day every day.  This site will give you a per ounce price.  You need to understand that the per ounce they are referring to is pure bullion, pure gold, pure silver, NOT 14K, 10K, etc.  These are not pure, so the spot price will not apply to a handful of 14K jewelry.
  4. The troy ounce is used in the weighing and pricing of precious metals: gold, platinum, and silver.  The troy ounce is different from an ounce you would weigh on your kitchen scale.  If you get into weighing metals, you will need a jewelers scale that includes troy ounces or “ozt.”  You can buy an inexpensive jeweler’s scale online.
  5. Let’s say that gold is $1,300 per ounce.  You will not get $1,300 per ounce for your 10K or 14K because it is not pure gold.
  6. Divide today’s gold price from Kitco.com in dollars per ounce by 31.1 to get today’s gold price per gram.  There are 31.1 grams in an ounce of gold or silver.  If today’s price was $1,300 per ounce, then: 1300 divided by 31.1 = $41.80/gram.  Then, multiply by the fineness of the gold:
  • 10K = .4167
  • 14K = .5833
  • 18K = .7500
  • 22K = .9167
  • 24K = 100% gold

So if you have 10K and the price of gold is $1,300 per ounce or $41.80 per gram, then the price of your jewelry is $41.80 x .4167 = $17.41/gram.  If you have 10 grams of 10K at $17.41/gram, your scrap gold is worth $174.10.

Remember, this is for illustrative purposes.  The gold still has to be tested/assayed to determine the true percentage of gold.

TIPS:

  • Keep gold coins separated, because they have numismatic value, as well as metal value.
  • You can purchase your own gold testing kit, but it will be tested again when you go to sell it.
  • Weigh your items by grouping together (10K, 14K, etc.).  Use a loupe to look inside the piece to find a mark.  Not all pieces are marked; this is why they should be tested.
  • loupeperson1
  • Scrap gold dealers in store fronts (“We Buy Gold”) will likely buy from you at 30-60% LESS than the gold’s worth.  A jeweler will usually pay more than this.
  • Be aware that often gemstones set in jewelry are not included in the offer.  Those seem to just go along with the gold, which doesn’t seem fair to me.  IF it is a large stone, you may want to have it removed from the setting BEFORE you scrap the gold.  Please have the stone identified!
  • Private collectors may offer a very fair price, if you can find them.  Know the worth before you sell.
  • Gold refiners pay 90% and sometimes more, but they may have a minimum weight requirement.
  • Old dental gold is usually between 8K and 18K; it must be tested as well.

If you dislike math, this helpful website for gold scrap weight conversion and melt value calculator will do the figuring for you:  http://www.silverrecyclers.com/calculators/gold_calculator.aspx.

For a list of reputable dealers in the U.S., see US Mint page on recommended coin and gold buyers:  http://www.usmint.gov/mint_programs/american_eagles/index.cfm?action=lookup.

©2014 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com

 

 

Throwing Money Away Literally

WHY A SYSTEMATIC APPROACH IS ABSOLUTELY NECESSARY WHEN CLEANING OUT AN ESTATE

Recently, I was asked to handle the daunting task of emptying a hoarder’s home. The home owner had passed away in the home. The sole heir, who lived several states away, required assistance to identify items of value, discard tons of garbage, sort through the piles, etc. The heir’s goal was to empty the home so the real estate could be sold. For anyone walking into this home, myself included, it would be considered an overwhelming situation, let alone for an heir who has no knowledge of how to proceed.

I agreed to do the job. We went in and systematically approached the entire estate, attacking the most dubious areas first. Handling a hoarder’s estate is, quite literally, an archeological dig. We unearth one layer at a time. We work through the system, we follow the proper process that we have perfected, we sort as we go, and we report back to the heir/executor what we find. In short, if there is something of value hidden, we will find it for the family. Sadly, much of what we find that used to have value no longer has value, because it has been destroyed from being buried for decades, exposed to critters, relentless fungi, deterioration, etc.

I don’t mind sharing with you that this was a grueling job, even for this professional with decades of experience. Progress was slow since the home was in very bad shape with rodent nests and “evidence” of them, and the home smelled. Naturally we took all health precautions, but it is difficult especially early in the process because there is no room to sort, organize, etc. Room by room, we used the same method; over the course of 9 days we found some pretty spectacular things.

Our systematic approach might seem overkill to some, but had we not taken our time to go through a logical sequence and particular order, we never would have found over $40k in cash (in places that another clean out company would have just discarded without looking, or donated without taking the time to search every nook and cranny). We found an extensive coin collection, cash, some jewelry, sterling silver hidden in a cubbyhole no one knew was even there. We found guns and what I call “uniques & oddities” that were just fascinating to uncover.

Imagine us heading into a walk-in attic that was up to our elbows and higher in places! Clearly, the elderly client had not thrown anything away for generations. While the digging part and the smelly part and finding the dead critters part were less than thrilling, someone had to do this for the client; it might as well have been my company.

While I was totally focused working in this estate, I had several very important thoughts I would like to share with you.

1. How fortunate for the client, and the attorney representing this client, that they chose a professional who was honest. That cash would have and could have easily disappeared if they chose an estate person who was unethical and unprofessional. When I took that money to the law office, they knew they were dealing with a person of integrity. One has to earn their impeccable reputation.
2. Thankfully, we do have a systematic approach in place to uncover everything. What if we had mistakenly thrown away the cash? What if we never found it and it ended up in the dumpsters?
3. You get what you pay for. If you hire a clean out company that just throws things away, you could be making a grave mistake.
4. For Do-It-Yourselfers: There’s nothing wrong with this approach. However, you can become emotional, creeped out, and overwhelmed, and decide to start throwing items away quickly to get finished.  I spend a lot of time pulling things out of the trash that my clients have thrown out, because they don’t know the values.

The moral to the story: It took more than one lifetime to create the mess we “un-created” in a little over a week. Most families could never have finished in so short a time if they did it themselves, and would certainly have made unintentional mistakes which could have been costly. Search for and research any estate company you are thinking about using. They are worth their weight in gold if they have a great reputation!

©2014 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com

“Promise Me …”

(A powerful blog for those with parents who have not yet planned ahead)

An elderly mother says to her son, “Promise me you will never put me in a nursing home.  It’s so depressing.  Promise me you will never do that.”

The middle-aged son says:

Promise me that you will make plans now, so I won’t have to later under duress.

Promise me that we will discuss this now, instead of at a time when it is either too late, or I will have to make excruciating decisions in a crisis mode.

Promise me that you will give this much thought.

Promise me that you will love us both enough to do this now, so I know YOUR wishes and they can be fulfilled as closely as possible.  Research assisted living facilities.  Research home health organizations.  Have a plan in place we can both use.

Share your plan WITH me.

Promise me all of these things, so I can live the remainder of my life, knowing I honored you the best way that I could, knowing we had full and open communications, knowing we talked about the “what if’s.”

And lastly, promise me that you will never ask me again to promise you what you just asked of me.  For without any direction or guidance from you, I will be guessing, and guessing is not what you want me to do with your life hanging in the balance.  I don’t want to guess either, wondering if I’ve made the right decisions.

Guessing will only lay guilt at my feet and weigh heavily upon my shoulders.

If/when a crisis occurs, I will not be thinking straight.  I will not be myself.  I will not fully understand the ramifications of my decisions.  I will be stunned and emotional.  I will look and act like a zombie going through the motions.  I will be confused and overwhelmed by medical staff saying things I don’t understand, and family members questioning my every move.  Promise me you won’t do that to me.

By thinking about this now and deciding on what YOU want, we can put a plan together so there is no guessing.  Saying “I love you” isn’t enough sometimes.  Doing all of these things and preparing for that day ahead of time is a gift of pure love.

I will cherish and honor you for this gift, both now, as well as in my future.  Thank you for protecting my soul, mom, dad.  Thank you for loving me that much!

©2014 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com

 

The Awakening

Just this week, I have received numerous emails from people who are very concerned about the falling values of their tangible assets and the soft market that we are currently experiencing.  These emails have asked me on a personal level how I feel about this and how I explain this to my clients.

This topic has touched a lot of nerves, which is why I have written about it recently, discussing what I am seeing at antiques shows and fairs, auctions, etc.  It appears that people are beginning to awaken to the message I have been hollering for years; my message is a simple one.  Don’t shoot the messenger because I am being upfront and honest with you, so that you can make solid, knowledgeable decisions regarding the items you want to sell (or not).

Whether I am conducting a formal appraisal report for heirs, consulting on an estate and working with the children or their elderly parents, my comments are pretty much the same. “Let’s sit for a moment and talk about your options, which options would be best for your estate situation, and the expectations you may have about your possessions.”

  1. The market is soft for several reasons, and the economy is just one of several problematic challenges we are all facing.
  2. Remember that as we lose our older loved ones, their possessions are, quite literally, flooding the market with traditional household furnishings.
  3. The problem is that there are not enough buyers for what’s coming on the market.  The boomers have too much stuff and are trying to downsize.  Their children have no interest in these items either.
  4. It all comes down to the Law of Supply & Demand.  Too much supply and no demand drive prices south.  Have something extraordinary?  Demand will be high since supply is low, and the price will be driven up.

The problem with this near-perfect synopsis of the current marketplace is what is extraordinary to you, and what is extraordinary to those of us in the industry, are two totally different things.  The average person out there thinks what they have is extraordinary just because it may be labeled “antique.”  This couldn’t be further from the truth and I need your help in spreading the message.

“Extraordinary” exists only rarely like a flawless diamond.  The earth provides them, but very seldom.  This type of item will always attract buyers with deep pockets.  A 150 year old Victorian marble-top dresser will not, because they are common, dreadfully heavy, and imposing.  This style has fallen out of favor and very few are buying these kinds of items.  When they do, the prices are low, far lower than the owner feels it should be.  Will they ever come back in fashion, or will they ever go up in value?  I’m not really sure.  I think it is going to be a long while before values start heading north.

Another example of extraordinary would be owning Joe DiMaggio’s uniform, with pictures of him wearing it while standing next to his wife, Marilyn Monroe, and a letter from Joe giving you this uniform.  THAT’S extraordinary!  You have a group of rare items along with provenance of where it came from; serious baseball collectors would be vying for it.

I have taken much time to communicate extensively with my colleagues across the U.S. to discuss the economy and its effect on our clients.  When times are bad, people turn to selling hard assets, and when they can’t sell them or they sell for very little, people have a tendency to get very upset.  Who could blame them?  We are all in agreement that exceptional items will always sell for exceptional prices, but these are few and far between.

Is there a solution to this terrible situation that has befallen us?  Sometimes I wish I had that crystal ball, but since I don’t, I would encourage all of you.  When you consider selling your possessions or heirlooms, first have them professionally looked at by someone who knows exactly what they are doing, not your Aunt Betty’s neighbor or friend who dabbles in stuff.  You need someone who understands not only the market, but the trends we are currently seeing from region to region.

Most of all, the best advice I can offer is to go into it with neutral expectations.  I know mom always thought it was worth a fortune, but chances are it was worth a fortune to her.  If mom paid $5,000 for a designer piece, look at the time period when she purchased it or had it appraised.  Those days are long gone!  Something is worth what someone will give you for it.  It has become a buyer’s market and buyers are more frugal because they know this.

No one person, especially an estate professional, is to blame for the many reasons our market is soft, but it is up to us to educate our clients and each other.  Looking forward to better days …

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com

10 Commandments of Estate Behavior

With great reverence for God’s 10 commandments, here are the basic rules which should be followed in any and every estate situation.  Often, we aren’t thinking clearly in the middle of the estate settlement and distribution process.

While there are no laws that pertain to human behavior when handling an estate and the distribution of property, these commandments should be “etched in stone” to remind us how we should behave.

  1. Thou shalt not worship material possessions.  They can be a monkey on your back and, ultimately, you can’t take them with you.
  2. Greed and the love of possessions can be false idols which can, and often do, ruin families.
  3. Don’t forget to take Sabbath for yourself.  We all need time and space to breathe and reflect.
  4. Honor your loved one that just passed away.  Take actions that would respect them and make them proud.
  5. Thou shalt not kill thy family relationships by destroying your chance to find peaceful resolutions.  Mend your fences.
  6. Do not cheat anyone, including yourself, in the estate distribution process.
  7. Thou shalt not steal anything, even if you think no one is watching.  Someone is always watching.
  8. Thou shalt not throw thy sibling(s) under the bus.  What goes around often comes around.
  9. Thou shalt not covet anything a sibling gets.  It’s not worth it; let it go.
  10. Stay true to who you are and walk as straight a path as possible.  Not only is immediate family watching, but your children and grandchildren as well.  Set an excellent example.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

No part of The Estate Lady® blogs, whole or partial, may be used without Julie Hall’s written consent.  Email her at Julie@TheEstateLady.com

Even the Devil Uses the Good Housekeeping Seal of Approval®

Throughout the course of my career, I have worked my fanny off (like most of you) trying to accomplish my calling:  make a positive contribution to the estate industry, educate, advocate and resolve difficult issues for my clients, earn an impeccable reputation, and do it all honestly and ethically.  After 23 years, I feel pretty confident I have achieved many of my goals with the help of some great team members and my faith.

What makes me steaming mad are those individuals who flat out steal logos and intellectual property that is not theirs.  No conscience, no care or concern.  They don’t care that they steal what they didn’t earn.  They do it with no forethought of hurting others, most especially themselves in the long run, because the truth will come out eventually.  Those who know me would tell you I’d be the first to teach, to help, to answer questions if I can.  Stealing information or logos is a huge no-no.

Many of you may not know that I own and direct The American Society of Estate Liquidators®. http://www.aselonline.com This professional organization is for those who want to learn the estate industry, and offers educational courses and a place for experienced liquidators to learn how to build their business.  It is a safe haven for ethical liquidators and we have worked hard to set the standard for the industry.

ASEL Logo the one

The problem is some people don’t want to play nice.  People steal logos without paying dues.  Some don’t care about ethics until they get caught or fined.  It’s not just about me … it’s about you too because many will attempt to take advantage of you, or someone you know, in the future.  I often wonder how they sleep at night.

Here’s my point: Each industry has its good and bad, even estate liquidation.  With companies that have no training/education or just popped up, and no one knows anything about them, you (the consumer) needs to research them carefully to make sure what their site says about them is accurate.  Just because some company creates a website and add logos and makes claims, doesn’t mean they are legitimate or ethical.  Follow up with them and pay attention to red flags.

Contact your local BBB and ask questions.  Look for UNresolved complaints.  Search online for the company name and any complaints or reviews.  Ask for and check several recent references.  Ask people in the community who is the best of the best.  Do not be swayed by a company that is cheaper, for you often get what you pay for!  Go for integrity, trust, ethics, gut instinct.

If the company is hesitant to answer questions, doesn’t call you back in a timely manner, doesn’t give you a polished and trustworthy feeling, then that little voice inside is probably telling you something.  Listen to it.

So you see that even the devil uses the Good Housekeeping Seal of Approval®.  Anyone can steal that seal or logo.  But not everyone can back it up with education, training, credibility, experience, and know-how.  A professional liquidator is going to do the right thing for the client, answer any and all questions, maintain confidentiality, guide you to know what is best for your given situation, and communicate clearly each step of the way.

If you find out they are lying about being part of a professional organization, or anything else, don’t walk away … RUN!

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

David Vs. Goliath

Images of the nasty, colossal giant filled our heads when we first heard the story of David and Goliath as children.  For purposes of today’s blog, let’s look to this story as the little guys vs. the big guys (small business owners vs. large corporations).

Recently, I attended numerous small business events and a few weekend festivals.  I was surrounded by hundreds of vendors, each trying to sell something: widgets, kitchen ware, handmade jewelry, insurance, small appliances, books — you name it!  While I participated in what appeared to be a vibrant display of colors on a beautiful day, what I noticed most of all popped my balloon and sent my spirits southbound.

While everyone was caught up in the festivities, I saw something no one else seemed to notice; no one was buying much of anything.  There were free give-aways and samples, but very few people were doling out the cash for any product.  The thought occurred to me that all these vendors shelled out cash to rent space, with the high hopes of selling their products or services.  When one looked at the people in the booths, you could see the weariness on their faces, as they worried that their business might not make it.

I took notice of the small jewelers who were silversmiths, etc.  Their work was lovely but high-priced.  I am the first to acknowledge and praise the labor of love that goes into a work of art, but people these days are buying precious metals at spot price, not four or ten times spot price.  I realize they are buying art and not weight, but in my circles, I see it sell by weight.  So how on earth is the little guy supposed to make ends meet?

This is a common theme among small business owners, especially in the last few years.  There are numerous causes for concern: the economy, demand of what’s hot and what’s not, capital needs to run the business, taxes, etc.  My business adviser said the two main reasons businesses fails is:

  • People run out of money, and
  • People lose their follow-through and tenacity.

While these may be accurate, we are living in strange times.  Many people are anxious about money and worried that they won’t have enough or already don’t have enough.

It seems lately that the little guy is getting beat to a pulp.  They are losing their benefits, having to let go of employees because they can no longer afford them, etc.  I think the government often hurts the little guy instead of helping them.  Such a shame!

Many of the greatest corporations came from modest roots.  Look at Facebook, Microsoft, and others.  These guys started out in one room with very little money, but armed with fantastic ideas that changed our daily lives. Can we all be Bill Gates and Mark Zuckerberg?  No.  We’re not meant to be.  We’re meant to illuminate our corner of the world with our thoughts and ideas every day and do the best that we can.

I can’t pretend to know all the issues out there that affect small business owners, but I know this much — If little David can slay a giant with one strategically placed stone, we just need to have a little faith and practice more strategic thinking.  Then, we too can be successful.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com.

The Estate Medium

Give me a little while in an estate – any estate – and I will tell you more about that loved one’s life than most people who knew them.  Walking into an estate, sight unseen for the first time, can be compared to an artist starting on a new canvas.  We wipe the mental slate clean from the last estate and clear ourselves before going in to “receive” thoughts, feelings, and even a certain energy about the home and the people who lived there.  One can sense many things immediately, if they are open to it.

In my career, I have handled the estates of young and old alike: the mentally ill, the lost souls, those who end their own lives, the hoarders, the estranged, those with dementia, eating disorders, chronic disease, those who died rich, and those who died poor.  While these are all very different, I have come to the conclusion that in the end, we are all pretty much the same regardless of the situation that led to the eventual demise.

I went into an estate last week where someone ended their life.  This is not common, but I see it a few times each year.  The feeling is always the same once I have entered the home.  I walk in and instantly feel a wall of despair.  It is a profound sense of sadness.  As I walk through the home, I will see other signs that something wasn’t quite right; either the home is too clean (as in OCD clean) or I see hoarding tendencies.  Often scattered around in the strangest places, I will see liquor bottles coupled with a multitude of prescription bottles; you know what a dangerous combination this is.  I look at what their hobbies and interests were, which will reveal much about them.  And sometimes I can see conflict in their lives just by observing what was in their home.  Was it mental illness, untreated depression, drugs, etc?  We’ll never know.  It is not unusual to sense that at one time, they were a very bright light.

If we are in the home for any length of time, would you believe me if I told you that my staff and I begin to cry, or that we are filled with sorrow we don’t understand?  It’s as if we can feel what they felt.  We can feel that they were “stuck” in a dark place even though they had much to offer.  A very sad situation indeed.  We always end up praying for that person (for everyone, really), lifting lovely thoughts and words hoping that they have found peace at last, and that we are there to help the family begin to heal by handling the estate for them.

On the flip side, we can also sense lives and homes that are buoyant, colorful, joyful, and productive.  These homes are filled with light, usually lovers of animals and nature, and hobbies such as volunteering, bird watching, and gardening.  In these homes, we usually just feel a stillness that has no heaviness to it.  And in some cases, we start singing and are lighthearted while working in the estate.  We don’t always understand why the environment affects us and our feelings.

Two completely different experiences, and everything you can imagine in between.

I believe there’s a way we can incorporate a conscious change into our lives and homes, so we can positively shift the energy we carry with us, for it remains long after we are gone, and deeply affects our loved ones left behind.

©2013 The Estate Lady®

Julie Hall, The Estate Lady®, is the foremost national expert on personal property in estates, including liquidating, advising, and appraising. http://www.TheEstateLady.com  She is also the Director of American Society of Estate Liquidators®, the national educational and resource organization for estate liquidation. http://www.aselonline.com